U.S. Homeowners' Not-So-Secret Solution to More Affordable Mortgages
If you've owned your home for 3 years or more, you may be paying more than you need to. Get connected with a home finance expert for $0 to see if you could lower your bills or even get cash out of your home. You'll be shocked when you see how much you could be saving.
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15-Year Fixed-Rate Mortgage: Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Rates shown valid on publication date as of , from participant(s) in the LMB Provider Network for qualified consumers.
30-Year Fixed-Rate Mortgage: Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Rates shown valid on publication date as of , from participant(s) in the LMB Provider Network for qualified consumers.
Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia, 740 FICO score and 80% LTV. 15 Year Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points. Rates effective and are subject to change without notice.
Advertised rates: Based on a $400,000 conventional refinance loan on a single family primary residence located in Georgia, 740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 03/27/2023 and are subject to change without notice.
Advertised rates: Based on a $540,000 conventional refinance loan on a single family primary residence located in Florida, 740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 03/27/2023 and are subject to change without notice.FHA's nationwide forward mortgage limit "floor" and "ceiling" for a one-unit property in Calendar Year 2021 are $356,362 and $822,375, respectively. https://www.hud.gov/program_offices/housing/sfh/lender/origination/mortgage_limits
Freddie Mac and Fannie Mae have adopted a new refinance option for loans to borrowers with incomes at or below 80% of area median income. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be able to refinance your mortgage under this refinance option, subject to certain qualifications. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites:- Freddie Mac Loan Look-Up Tool (https://loanlookup.freddiemac.com/) or
- Fannie Mae Mortgage Loan Lookup (https://www.knowyouroptions.com/loanlookup)
LowerMyBills is not acting as a lender or broker. The information provided by you to LowerMyBills is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. LowerMyBills does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the LowerMyBills network offer this or other products with interest-only options.
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Rocket Mortgage is one of our top providers as it received the highest score in the J.D. Power Mortgage Origination Satisfaction Studies of customers’ satisfaction with their mortgage origination process 2010-2020, and 2022. See jdpower.com for more information.
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