American Homeowners Could Save Big With The Help Of U.S. Mortgage Experts
If you've owned your home for 3+ years, you may be able to get cash out of your home and slash your monthly bills. It costs $0 to get connected with an expert and check your options. You'll be shocked to see how much you could save.
To see how much you can "borrow from yourself", get matched with a lender to find out how to cash in on the equity your home has accrued.
Product matching is a result of many factors, including provider marketing criteria. Matches or Products included here are from Providers who compensate us. This compensation may impact which products appear and how they appear.
15-Year Fixed-Rate Mortgage: Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Rates shown valid on publication date as of , from participant(s) in the LMB Provider Network for qualified consumers.
30-Year Fixed-Rate Mortgage: Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Rates shown valid on publication date as of , from participant(s) in the LMB Provider Network for qualified consumers.
Rates displayed are for illustration purposes only. Actual financial services eligibility and rates may vary depending on consumer qualification. Ad content assumes a (30-year fixed) loan of ($50,000), at (6.665%) and a home value of ($400,000), with a mortgage balance of ($50,000) at a 6.000% APR, and closing costs of ($4,000) in. The monthly payments advertised represent the incremental cost to a monthly mortgage payment. Rates shown valid as of publication date of (May 17, 2023).
Advertised rates: Based on a $250,000 conventional refinance loan on a single family primary residence located in Georgia, 740 FICO score and 80% LTV. 15 Year Fixed Rate/APR and 30 Year Fixed Rate/APR includes Discount Points. Rates effective and are subject to change without notice.
Advertised rates: Based on a $400,000 conventional refinance loan on a single family primary residence located in Georgia, 740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 12/04/2023 and are subject to change without notice.
Advertised rates: Based on a $540,000 conventional refinance loan on a single family primary residence located in Florida, 740+ FICO score and 80% LTV. 15 Year Fixed Rate/APR includes Discount Points. Rates effective 12/04/2023 and are subject to change without notice.FHA's nationwide forward mortgage limit "floor" and "ceiling" for a one-unit property in Calendar Year 2021 are $356,362 and $822,375, respectively. https://www.hud.gov/program_offices/housing/sfh/lender/origination/mortgage_limits
Freddie Mac and Fannie Mae have adopted a new refinance option for loans to borrowers with incomes at or below 80% of area median income. If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be able to refinance your mortgage under this refinance option, subject to certain qualifications. You can determine whether your mortgage is owned by either Freddie Mac or Fannie Mae by checking the following websites:- Freddie Mac Loan Look-Up Tool (https://loanlookup.freddiemac.com/) or
- Fannie Mae Mortgage Loan Lookup (https://www.knowyouroptions.com/loanlookup)
LowerMyBills is not acting as a lender or broker. The information provided by you to LowerMyBills is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. LowerMyBills does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the LowerMyBills network offer this or other products with interest-only options.
We are an independent, advertising-supported comparison site. The matches to services that appear on this site are based on a variety of factors, including geography, licensing, filter criteria, and compensation paid (by them).
If the information you provide to us matches the criteria they are seeking, that information may be shared to them in real time, and they will contact you directly.
We are paid by such providers for each consumer they receive matches to. You are not charged for our services. We do not guarantee that these are the only providers in the marketplace, or that their products or services will meet your needs. Their services and products may or may not be the best, or only options, available on the market. Completing our forms does not obligate you to purchase a service or product nor does it obligate a provider to provide you with any particular service about which you may have inquired.
We only accept requests for matching for U.S. Citizens on this Website and specifically exclude all other jurisdictions.
To the extent that ratings or evaluations appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates a number of factors, including but not limited to, our analysis of brand market share and reputation, each brand's consumer volume, compensation paid to us, and general consumer interest.
Rocket Mortgage is one of our top providers as it received the highest score in the J.D. Power Mortgage Origination Satisfaction Studies of customers’ satisfaction with their mortgage origination process 2010-2020, and 2022. See jdpower.com for more information.
This site, and its family of companies, and Rocket Mortgage, and its related businesses are separate operating subsidiaries of RKT Holdings, LLC.
Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable legal and regulatory requirements.
Quicken is a registered service mark of Rocket Mortgage, LLC, used under license by LMB OpCo
Note: Actions on this website are recorded for quality assurance or training purposes. Input of data constitutes consent.